We strive to build close relationships and help our clients enjoy life.

The close relationships we build allow us to help clients, no matter where they live or what their occupation or background. We have built expertise over the past 22 years with life science executives and retirees, start-ups, business owners, scientists and many others.

Life Science Executives:
We're experienced in dealing with the employee benefit plans of companies such as Boehringer Ingelheim, Elanco, Idexx, Johnson & Johnson, Merck, Pfizer, Sanofi, Stryker and Zoetis.

We are able to help navigate through what may seem like a constant stream of requests for enrollments or updates to various plans. We can help you make the decision to exercise your stock options, sell the vested stock, consult with you on your beneficiary elections, or simply help answer the questions on your enrollment forms.

Our experience in the pharmaceutical industry includes plans such as:

• Qualified Pension Plan
• Non-Qualified Pension Plan
• Savings Plan/401(k)
• Supplemental Savings Plan
• Long-Term Incentive Plan
• Restricted Stock Units
• Employee Stock Options
• Employee Benefits including Health Care, Life Insurance, and Long-Term Care

Extended Families:
Because we work closely with our clients, we are often called upon to get involved in family financial decisions. We welcome the opportunity to know the whole family. We would like to meet your kids and get to know your parents. If you have a brother or sister that we could assist in some way it would be our pleasure to do so.

People often have different goals and different motivations. Getting to know you and your entire family allows us to help you answer questions sucha as:

• Do I need to save more?
• Should I pay off the house?
• How can I help my kids or grandkids prepare for college?
• What is the best way to gift money to my kids or grandkids?
• What if something happens to me? Will my family be okay? Who will take care of my family?

We're here to help you answer these questions, as well as questions you haven't even thought of yet.

Business Owners:
You have most likely put your heart and soul into your business and perhaps most of your money. Now what? If you're like many other business owners, you may have questions such as these:

• Am I saving enough money outside of the business?
• Do I have the right retirement plan for myself or my employees?
• Am I giving my employees the right incentives?
• What will happen to my business if something happens to me?
• What happens to my family?

Business owners are typically risk seekers and risk takers. We can help balance these tendencies and bring a third-party, objective voice to the table. We can point out the pros and cons of the plans you have in place and make recommendations for how you may improve those plans.