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You have to learn the rules of the game.
And then you have to play better than anyone else. - Albert Einstein
Qualifications matter.

Today's financial markets demonstrate just how important it is to have reliable evidence of your wealth manager's integrity, experience, and commitment.

No credential is as widely regarded in the global financial industry for its rigorous focus on current investment knowledge, analytical skill, and ethical standards as the Chartered Financial Analyst (CFA®) designation.
A CFA® charterholder has diligently pursued a demanding path and has mastered a huge body of investment knowledge. They also make an annual commitment to uphold and abide by a rigorous professional code of conduct that means making decisions that are fully transparent and understood by everyone concerned. This expertise and commitment enables them to address a family's investment, tax, and estate planning requirements.

Most people think that all financial planners are "certified," but that isn't true. Anyone can call himself or herself a "financial planner." Only those that have taken the extra step to demonstrate their professionalism by voluntarily submitting to the rigorous Certified Financial Planner certification process that includes demanding education, examination, experience, and ethical requirements can display the CFP® certification marks. These standards are called "the four Es," and they are four important reasons why the financial planner you choose should be a CFP® professional.

As more people call themselves "financial planners," finding the right professional to address your financial planning needs isn't always easy. One way to make it easier is to look for a measure of the planner's commitment to ethical behavior, and adherence to high professional standards. Look for a financial planner who will be a fiduciary and put you and your needs at the center of every financial planning engagement. Most importantly, look for financial advisors with both the CFA® and CFP® on their business card as they are respected as the highest trained professionals in the industry.

Chartered Financial Analyst™:
The Chartered Financial Analyst (CFA®) charter is a globally respected, graduate-level investment credential established in 1962 and awarded by the CFA® Institute—the largest global association of investment professionals. ... more

Certified Financial Planner™:
The CFP® certification is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. ... more


Ryan Cahill - Educational Background

  • Western Michigan University, Kalamazoo, MI, 1997, B.B.A., Finance.
  • Certified Financial Planner designee, 1999
  • Chartered Financial Analyst charterholder, 2003

Read Ryan Cahill's bio
Read Veronica Darlington's bio

You have to learn the rules of the game.
And then you have to play better than anyone else. - Albert Einstein
Qualifications matter.

Today's financial markets demonstrate just how important it is to have reliable evidence of your wealth manager's integrity, experience, and commitment.

No credential is as widely regarded in the global financial industry for its rigorous focus on current investment knowledge, analytical skill, and ethical standards as the Chartered Financial Analyst (CFA®) designation.
A CFA® charterholder has diligently pursued a demanding path and has mastered a huge body of investment knowledge. They also make an annual commitment to uphold and abide by a rigorous professional code of conduct that means making decisions that are fully transparent and understood by everyone concerned. This expertise and commitment enables them to address a family's investment, tax, and estate planning requirements.

Most people think that all financial planners are "certified," but that isn't true. Anyone can call himself or herself a "financial planner." Only those that have taken the extra step to demonstrate their professionalism by voluntarily submitting to the rigorous Certified Financial Planner certification process that includes demanding education, examination, experience, and ethical requirements can display the CFP® certification marks. These standards are called "the four Es," and they are four important reasons why the financial planner you choose should be a CFP® professional.

As more people call themselves "financial planners," finding the right professional to address your financial planning needs isn't always easy. One way to make it easier is to look for a measure of the planner's commitment to ethical behavior, and adherence to high professional standards. Look for a financial planner who will be a fiduciary and put you and your needs at the center of every financial planning engagement. Most importantly, look for financial advisors with both the CFA® and CFP® on their business card as they are respected as the highest trained professionals in the industry.

Chartered Financial Analyst™:
The Chartered Financial Analyst (CFA®) charter is a globally respected, graduate-level investment credential established in 1962 and awarded by the CFA® Institute—the largest global association of investment professionals. ... more

Certified Financial Planner™:
The CFP® certification is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. ... more

Ryan Cahill - Educational Background

  • Western Michigan University, Kalamazoo, MI, 1997, B.B.A., Finance.
  • Certified Financial Planner designee, 1999
  • Chartered Financial Analyst charterholder, 2003

Read Ryan Cahill's bio
Read Veronica Darlington's bio

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